Chocolate Chip Loaf Cake

Craving a sweet, chocolatey dessert thatโ€™s quick, easy, and utterly satisfying? This chocolate chip loaf cake delivers a soft, tender crumb with a golden, crisp edge, creating the perfect balance of textures in every slice. Ready in just an hour, itโ€™s your new go-to recipe for effortless indulgence!

Chocolate chip loaf cake slice on a white plate with a fork, ready to be eaten.

This chocolate chip loaf cake is a foolproof treat that perfectly balances soft, tender crumbs with a slightly crisp, cookie-like edge. Sour cream gives the cake its tender texture, making every bite delightful. Its slight tang balances the sweetness of the batter, creating a more complex, well-rounded flavor.

The use of brown sugar enhances the richness, and mini chocolate chips ensure every bite is packed with melty chocolate goodness. With a simple one-bowl method and easy-to-follow steps, this recipe is as approachable as it is delicious, making it perfect for bakers of all skill levels!

Another simple snack you can enjoy is my chocolate covered oreos.

Ingredients

The ingredients required to make the recipe are shown in the image below, and listed in the recipe card at the bottom of the post.

Ingredients for the cake laid out on a white counter.

All-Purpose Flour: The foundation of the loaf, providing structure and a soft, tender crumb. Instead of all-purpose flour, you could use a 1:1 gluten-free flour blend for a gluten-free version.

Brown Sugar: Adds a rich, caramel-like sweetness that deepens the flavor of the cake and helps create a slightly crisp edge. If you don’t have brown sugar, you can use white granulated sugar.

Baking Powder and Baking Soda: These two leavening agents work together to help the loaf rise, creating a light, airy texture.

Salt: A small but crucial ingredient that balances the sweetness and enhances the overall flavor.

Vegetable Oil: Keeps the loaf moist and adds to the tenderness of the crumb. Using oil also simplifies the mixing process since thereโ€™s no need to cream butter.

Eggs: Provide structure and stability, helping the cake rise and hold its shape.

Sour Cream: Adds a slight tang that balances the sweetness of the cake and ensures a super tender crumb. If you don’t have sour cream, Greek yogurt or buttermilk will work as a substitute, giving a similar tang and creamy texture.

Vanilla: Adds depth and a hint of warmth to the flavor. Use pure vanilla extract for the best flavor, but if you don’t have it, vanilla essence can be used as an alternative.

Mini Chocolate Chips: The star of the recipe! Mini chips melt beautifully throughout the cake, ensuring pockets of chocolate in every bite. Their smaller size allows for even distribution without weighing down the batter.

For equipment, a 9×5-inch loaf pan is essential. Make sure to line it with parchment paper or grease it well to ensure the cake comes out easily after baking. These simple ingredients and tools will help you create a delicious and impressive loaf cake!

How to Make Chocolate Chip Loaf Cake

Follow these simple steps to see how to make Chocolate Chip Loaf Cake. The numbered instructions match the process shots below, so you can easily follow along. Let’s get baking!

1. Preheat your oven to 350โ„‰ (175ยฐC) and line a 9×5-inch loaf pan with parchment paper or grease it well.

2. Combine the dry ingredients: In a large mixing bowl, stir together the flour, baking powder, baking soda, and salt. Mix well to ensure everything is evenly distributed.

The cake's dry ingredients in a glass bowl, alongside two bowls with the oil and chocolate chips.

3. Add the wet ingredients: Into the dry mixture, add the brown sugar, vegetable oil, eggs, sour cream, and vanilla extract. Stir until the batter is mostly smooth and well combined.

The cake's wet ingredients added into the bowl of dry ingredients, with the chocolate on the side.

4. Fold in the chocolate chips: Gently fold in the mini chocolate chips until evenly distributed throughout the batter.

The folded cake mixture in its bowl on the counter.

5. Transfer to the pan: Pour the batter into your prepared loaf pan, spreading it out evenly.

The cake mixture, now in a glass baking tin lined with baking paper.

6. Bake: Place the pan in the oven and bake for 55-60 minutes, or until a toothpick inserted into the center comes out clean. If the top is browning too quickly, you can cover it loosely with foil.

The cake, now baked, in its tin, placed on a wooden cutting board.

7. Cool before serving: Allow the cake to cool in the pan for about 10 minutes, then transfer it to a wire rack to cool completely before slicing and serving.

The loaf cake set out on a cooling rack, next to another bowl of chocolate chips.

Enjoy your delicious chocolate chip loaf cake! If you have extra chocolate chips, might as well try my unique chocolate chip cookies without brown sugar.

You can also try my amazing spiced carrot cake, date scones, nutella waffles, and biscuit recipe no milk, itโ€™s perfect for a snack or dessert with a cup of coffee or tea.

Storing and Freezing

To keep your Chocolate Chip Loaf Cake fresh, store any leftovers in an airtight container at room temperature for up to 3 days. Make sure the cake is fully cooled before storing to prevent condensation from making it soggy.

This loaf cake freezes beautifully! To freeze, slice the cooled loaf and wrap each slice individually in plastic wrap or aluminum foil. Place the wrapped slices in a freezer-safe bag or container. The loaf will keep well in the freezer for up to 3 months.

When you’re ready to enjoy, thaw slices at room temperature or warm them in the microwave for about 15-20 seconds to bring back that fresh-from-the-oven flavor.

FAQs

What is the difference between a loaf cake and a cake?

A loaf cake is typically baked in a rectangular loaf pan, giving it its distinct shape, and is often denser than traditional cakes. While cakes are usually lighter, fluffier, and more elaborate with layers or frosting, loaf cakes are more straightforward and often served without additional decorations. Theyโ€™re perfect for snacking or casual occasions.

How do you keep chocolate chips from going to the bottom of a cake?

To keep chocolate chips evenly distributed, toss them in a little bit of flour before folding them into the batter. This helps them “stick” in place during baking rather than sinking to the bottom. Using mini chocolate chips, as this recipe suggests, also helps, as their smaller size makes them less likely to sink.

Why is my loaf cake dry?

A dry loaf cake can result from overbaking or not measuring ingredients accurately. Make sure to check the cake for doneness using a toothpick near the end of the recommended bake time. Using the proper amount of liquid ingredients, like sour cream or eggs, is also essential for achieving a moist and tender texture.

The loaf cake sliced into a few pieces and laid out for serving on a wooden board.

If you loved this chocolate chip loaf cake recipe, let us know! Share it on social media using the buttons below and tag us in your posts. Weโ€™d also appreciate it if you could leave a rating or review to help others discover this delicious dish.

Chocolate Chip Loaf Cake

This chocolate chip loaf cake is a soft, tender treat with a crisp edge, packed with mini chocolate chips for the perfect balance of texture and flavor.
No ratings yet
Prep Time 10 minutes
Cook Time 1 hour
Course Dessert, Snack
Servings 8 slices

Equipment

  • 9 x 5 inch loaf pan

Ingredients
  

  • 1 ยพ cups All Purpose Flour
  • ยพ cup Brown Sugar
  • 1 teaspoon Baking Powder
  • ยฝ teaspoon Baking Soda
  • ยผ teaspoon Salt
  • ยฝ cup Vegetable Oil
  • 2 Large Eggs
  • โ…“ cup Sour Cream
  • 1 teaspoon Vanilla
  • 1 ยผ cups Mini Chocolate Chips

Instructions
 

  • Preheat your oven to 350โ„‰ and line your loaf pan with parchment paper, if desired, otherwise grease it well.
  • Stir together all of the dry ingredients, except for the chocolate chips.
  • Then add in all of the wet ingredients and stir until the batter is mostly smooth.
  • Fold in the chocolate chips and then transfer the batter to your parchment lined loaf pan.
  • Bake for 55-60 minutes, or until a toothpick comes out clean.
  • Allow to cool before slicing and enjoying!
Keyword chocolate chip loaf cake, loaf cake chocolate chip
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